Stocks tumbled Monday as the damage brought on by out of control markets, bubbles, poor regulation, corruption, over-speculation and greed finally take their toll on the New York stock market as well as global markets, bringing on fears of a coming global “depression era” like we have never seen. The bailout program currently under consideration may or may not help matters. If it does help, it may be only temporary and usher in more problems down the road. The best bet right now is to hold on tight, grab your favorite cocktail and relax because there’s not much we can do about the mess we’ve made for ourselves. It’s time we ask our government, are you smarter than a fifth grader? The answer is clearly a resounding NO!